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Record low interest rates may be boosting mortgage refinancing, but it turns out those low rates can help you lower the monthly payments on your car as well.
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Last week, Fed Chairman Ben Bernanke said that buying up longer-term securities, and therefore expanding the Fed’s balance sheet, was one tool the central bank could use to spark economic growth. Such purchases would presumably bring down long-term interest rates, promoting more mortgage refinancing and other long-term borrowing.
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Mortgage applications rose 2.7 percent last week as more borrowers took advantage of the lowest rates in decades to reduce their monthly loan payments. The Mortgage Bankers Association said Wednesday the increase was led by a 2.8 percent rise in refinance… Mortgage Bankers Association - Mortgage - Refinancing - Loan - Business
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More borrowers apply to refinance on lowest rates in decades, loan applications up 2.7 percent Mortgage - Refinancing - Business - Financial Services - United States
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The number of mortgage applications in the U.S. increased for a fifth consecutive week as record-low borrowing costs lifted refinancing.
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