This digital document is an article from San Fernando Valley Business Journal, published by CBJ, L.P. on December 27, 2004. The length of the article is 1854 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

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Title: Home mortgage lenders: greater San Fernando Valley-based, ranked by dollar amount of mortgage lending in 2003.(Real Estate)(Illustration)
Author: Shelly Garcia
Publication: San Fernando Valley Business Journal (Magazine/Journal)
Date: December 27, 2004
Publisher: CBJ, L.P.
Volume: 9 Issue: 27 Page: 64(1)

Article Type: Illustration

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This digital document is an article from Mortgage Banking, published by Mortgage Bankers Association of America on June 1, 1994. The length of the article is 4446 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

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Title: Tallying up servicing performance in 1993. (mortgage services) (Cover Report: Servicing) (Cover Story)
Author: Geoffrey A. Oliver
Publication: Mortgage Banking (Magazine/Journal)
Date: June 1, 1994
Publisher: Mortgage Bankers Association of America
Volume: v54 Issue: n9 Page: p12(8)

Article Type: Cover Story

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Owning a home is really one of the ultimate dreams for most people and in order to attain this dream most people need to take out a mortgage. But there is a problem, mortgages are written in language most of us don’t understand! Most lenders realize this and try to take advantage of “You” the consumer. This book will help you better understand Your First Home Mortgage So You Don’t Get SCREWED!

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In his exceedingly timely and innovative look at the ramifications of the collapse of the U.S. housing market, Herman M. Schwartz makes the case that worldwide, U.S. growth and power over the last twenty years has depended in large part on domestic housing markets. Mortgage-based securities attracted a cascade of overseas capital into the U.S. economy. High levels of private home ownership, particularly in the United States and the United Kingdom, have helped pull in a disproportionately large share of world capital flows.

As events since mid-2008 have made clear, mortgage lenders became ever more eager to extend housing loans, for the more mortgage packages they securitized, the higher their profits. As a result, they were dangerously inventive in creating new mortgage products, notably adjustable-rate and subprime mortgages, to attract new, mainly first-time, buyers into the housing market. However, mortgage-based instruments work only when confidence in the mortgage system is maintained. Regulatory failures in the U.S. S&L sector, the accounting crisis that led to the extinction of Arthur Andersen, and the subprime crisis that destroyed Lehman Brothers and Merrill Lynch and damaged many other big financial institutions have jeopardized a significant engine of economic growth.

Schwartz concentrates on the impact of U.S. regulatory failure on the international economy. He argues that the “local” problem of the housing crisis carries substantial and ongoing risks for U.S. economic health, the continuing primacy of the U.S. dollar in international financial circles, and U.S. hegemony in the world system.

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The mortgage meltdown: what went wrong and how do we fix it?

Owning a home can bestow a sense of security and independence. But today, in a cruel twist, many Americans now regard their homes as a source of worry and dashed expectations. How did everything go haywire? And what can we do about it now?

In The Rise and Fall of the U.S. Mortgage and Credit Markets, renowned finance expert James Barth offers a comprehensive examination of the mortgage meltdown. Together with a team of economists at the Milken Institute, he explores the shock waves that have rippled through the entire financial sector and the real economy. Deploying an incredibly detailed and extensive set of data, the book offers in-depth analysis of the mortgage meltdown and the resulting worldwide financial crisis. This authoritative volume explores what went wrong in every critical area, including securitization, loan origination practices, regulation and supervision, Fannie Mae and Freddie Mac, leverage and accounting practices, and of course, the rating agencies. The authors explain the steps the government has taken to address the crisis thus far, arguing that we have yet to address the larger issues.

• Offers a comprehensive examination of the mortgage market meltdown and its reverberations throughout the financial sector and the real economy
• Explores several important issues that policymakers must address in any future reshaping of financial market regulations
• Addresses how we can begin to move forward and prevent similar crises from shaking the foundations of our financial system

The Rise and Fall of the U.S. Mortgage and Credit Markets analyzes the factors that should drive reform and explores the issues that policymakers must confront in any future reshaping of financial market regulations.

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This digital document is an article from Mortgage Banking, published by Mortgage Bankers Association of America on February 1, 1995. The length of the article is 4332 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: A new weapon in default servicing. (going after delinquent home mortgage borrowers) (Cover Report: Servicing)
Author: Camillo T. Melchiorre
Publication: Mortgage Banking (Magazine/Journal)
Date: February 1, 1995
Publisher: Mortgage Bankers Association of America
Volume: v55 Issue: n5 Page: p26(7)

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